Re: Anger Survey
Posted: Wed Jun 19, 2002 7:02 am
Dori,
I am afraid to say I went through what your family has. I never did get any treatment and financial it I think has pretty much destroyed my life. I live in Minnesota and the insurance industry is beyond words here. Be careful not to anger the HMO to much because they can dump him under the "too many preexisting conditions" clause in your policy. And trust me when that happens he is without health insurance for life. State and federal programs will not pick him up. So to be blunt if you lose that insurance you can forget seeing a bp specialist unless you have a pile of cash sitting somewhere. The one I got a hold of that would see me wanted $12,000 for my first visit. $2,000 for his fifteen minutes and $10,000 for tests and they actually could not believe I turned them down!
You said your son was not at fault. So my advice is pick up the phone and call several ambulance chasing lawyers. Tell them you need someone to file a claim for the underinsured benefits on both vehicles. The reason for several lawyers is because you determine with your son what percentage you are willing to give the greedy lawyers. When you call tell them that is all your going to pay and make sure their expenses come out of their own percentage because otherwise they will take all the money and leave your son with nothing. They will object but say fine I will just call so and so I'm sure he will do it. Trust me if they are any good they will reconsider. Second the reason to file for underinsured benefits on both vehicles is because you have a better chance of winning on at least one.
My next advise is go to the media if your represenatives don't do anything. The US media loves a good story.
It is sad to say we live in the richest country in the world but yet tbpi injuries get worse treatment than in a third world country. I wish with all my heart this country would go to a national health care system because then at least 60 million people would not be without health insurance.
If you want to talk just e-mail me.(cick on my name up above and it will show my e-mail address)
Mindy
I am afraid to say I went through what your family has. I never did get any treatment and financial it I think has pretty much destroyed my life. I live in Minnesota and the insurance industry is beyond words here. Be careful not to anger the HMO to much because they can dump him under the "too many preexisting conditions" clause in your policy. And trust me when that happens he is without health insurance for life. State and federal programs will not pick him up. So to be blunt if you lose that insurance you can forget seeing a bp specialist unless you have a pile of cash sitting somewhere. The one I got a hold of that would see me wanted $12,000 for my first visit. $2,000 for his fifteen minutes and $10,000 for tests and they actually could not believe I turned them down!
You said your son was not at fault. So my advice is pick up the phone and call several ambulance chasing lawyers. Tell them you need someone to file a claim for the underinsured benefits on both vehicles. The reason for several lawyers is because you determine with your son what percentage you are willing to give the greedy lawyers. When you call tell them that is all your going to pay and make sure their expenses come out of their own percentage because otherwise they will take all the money and leave your son with nothing. They will object but say fine I will just call so and so I'm sure he will do it. Trust me if they are any good they will reconsider. Second the reason to file for underinsured benefits on both vehicles is because you have a better chance of winning on at least one.
My next advise is go to the media if your represenatives don't do anything. The US media loves a good story.
It is sad to say we live in the richest country in the world but yet tbpi injuries get worse treatment than in a third world country. I wish with all my heart this country would go to a national health care system because then at least 60 million people would not be without health insurance.
If you want to talk just e-mail me.(cick on my name up above and it will show my e-mail address)
Mindy